Accommodation France

Long-term rental (more than 3 months)

 

Finding housing

Online platforms: LeBonCoin, SeLoger, Pap; French-Property, Complete France.

Real estate agencies: Working with agencies can be more expensive, but they may offer more options and help with paperwork.

 

Rental agreement

Types of agreements: Depending on the type of accommodation, the lease may be for 1 year (renewable) for furnished apartments or 3 years for unfurnished ones.

Deposit: Usually, the deposit equals one month’s rent for unfurnished housing and up to two months for furnished. The deposit is returned within two months after the end of the lease, minus possible damages.

 

Tenant's rights and responsibilities

Payment of rent and utilities: The lease should clearly state who pays the utilities and taxes.

Insurance: Tenants are required to have liability insurance in case of property damage.

 

Short-term rental (less than 3 months)

 

Finding housing

Platforms like Airbnb, Booking.com: offer fully furnished apartments with utilities included.

Agencies and specialized sites: You can also use specialized agencies and sites, such as MorningCroissant.

 

Agreement and payment

Deposits and payments: Prepayment and a deposit are often required, which is returned after the lease ends if no damages are present.

 

General tips

It's recommended to personally visit the accommodation before signing a contract and paying a deposit. This helps avoid fraud and ensures the condition of the property.

Make sure the lease clearly states all rental terms, including responsibilities for utilities, repairs, and pets.

In large cities like Paris and Lyon, competition for housing can be high. Prepare all documents in advance and be ready to make quick decisions.

The rental agreement in France is an important document regulating the relationship between landlords and tenants. It protects the rights and obligations of both parties.

 

The rental agreement is necessary for:

- Confirming the legality of the tenant's residence.

- Obtaining tax deductions and other benefits.

- Arranging utilities (electricity, gas, water).

- Resolving disputes if conflicts arise between the landlord and tenant.

 

The purchase agreement is also an important legal document in France, confirming the transfer of ownership rights.

 

The purchase agreement is necessary for:

- Confirming the buyer's ownership rights.

- Registering the transaction in the land registry and paying applicable taxes.

- Obtaining a mortgage loan (if necessary).

- Protecting the buyer's rights in case of legal disputes or claims.

- Various administrative procedures (confirming residence address, arranging utilities, etc.).

Types of rental

 

Short-term rental

Less than 3 months: Usually for tourists and short visits. Such rentals are often offered through platforms like Airbnb and require minimal documentation.

From 3 to 12 months: May include lease agreements specifically designed for students, interns, and workers on temporary contracts.

 

Long-term rental

Furnished apartments: Typically agreed upon for one year with the possibility of renewal. The deposit is up to two months' rent.

Unfurnished apartments: Agreed upon for three years with the possibility of renewal. The deposit is one month's rent.

 

Documents and requirements

To rent accommodation in France, you need to prepare a "dossier," which includes the following documents:

- Identification (passport).

- Proof of current residence (utility bill, rental agreement, or attestation d’hébérgement: written freeform by the owner of the accommodation, confirming the fact of your residence. Along with this certificate, invoices (e.g., for gas or internet, etc.) for the last 3 months, showing the name of the owner and the address, are often submitted).

- Last three pay slips or tax returns.

- Employment contract or income certificate.

- Recommendations from previous landlords (if available).

- For students — student ID and enrollment certificate.

 

A guarantor is almost always required, especially if you lack sufficient income or do not have permanent employment. The guarantor can be a resident of France who must demonstrate their financial stability.

 

Special Conditions

 

Eviction freeze: From November 1 to March 31, a "winter moratorium" is in effect, during which tenant evictions are prohibited even in case of rent non-payment.

 

Automatic lease renewal: The rental agreement is automatically renewed if neither party has given notice of termination three months before the end of the lease for furnished apartments and six months for unfurnished ones.

Determine the budget: Consider the cost of the property, taxes, notary fees (approximately 7-10% of the cost for secondary housing and about 2.5-3% for new constructions), and possible costs for renovation and furnishing.

 

Location choice: Popular regions for purchase include Paris, Provence, the Côte d'Azur, Normandy, and Bordeaux. Each area has its unique characteristics and prices.

 

Search for real estate

Use websites like LeBonCoin, SeLoger, French-Property or contact real estate agents.

 

Viewing properties: Arrange visits to inspect properties, meet with agents, and take notes on each property, including condition, location, and infrastructure.

 

Condition inspection: Request a technical condition report of the property, including information on the presence of lead, asbestos, termites, and energy efficiency.

 

Important points

Notary: It is recommended to hire a notary to represent your interests.

Language and cultural differences: Consider potential language and cultural barriers. Collaborating with a translator or lawyer who knows French can help avoid misunderstandings.

 

Purchasing real estate in France requires thorough preparation and adherence to all procedures to avoid risks and ensure a successful transaction.

Yes, in France property insurance is mandatory for certain categories of owners and tenants.

 

Liability insurance: Mandatory for all property owners and tenants. It covers damage caused to third parties, such as neighbors, in case of accidents in your home (e.g., water leakage).

 

Multi-risk insurance: Not mandatory, but highly recommended. This type of insurance covers a wider range of risks, including damage from fires, floods, thefts, and other natural disasters. It also includes liability insurance and may be necessary for mortgage approval.

 

For whom insurance is mandatory:

 

Tenants: Tenants are required to have at least basic liability insurance to cover damage to the landlord's property. Before signing the lease, tenants must provide proof of insurance and annually confirm its renewal.

 

Property owners with a mortgage: Owners who purchase property using a mortgage must have multi-risk insurance.

 

Owners of apartments in apartment buildings: For owners of apartments in multi-unit buildings, liability insurance is mandatory to cover damage caused to common property or other residents.

 

Optional but recommended types of insurance:

 

Additional insurance (for secondary homes, cottages, etc.): Owners of secondary homes and cottages are advised to have insurance that includes protection against theft, vandalism, and other specific risks associated with temporary residence in these properties.

 

Contents insurance: Covers damage or loss of personal belongings and furniture in the home. Recommended for owners and tenants, especially if the home contains valuable items.

Main utilities

 

Electricity

Electricity is one of the main utilities in France. The average cost of electricity is about €1300 per year for an average household.

Electricity bills usually include a fixed subscription fee and a charge for actual consumption. The fixed subscription fee covers the costs of network maintenance and customer support, while the consumption charge depends on the amount of energy consumed.

 

Gas

Gas is also widely used in French homes for heating and cooking. The average annual cost of gas ranges from €700 to €1000 depending on the size of the household and the level of consumption.

Gas bills include a subscription fee and a charge for actual consumption.

 

Water

The cost of water in France varies depending on the region and service provider, but on average ranges from €200 to €400 per year. Water supply is usually controlled by local authorities.

 

Internet and phone

Internet and phone connections are usually provided by national or regional providers. The average cost of an internet and phone service package is about €30-€50 per month.

 

Methods of paying utility bills

 

Direct debit: This is the most convenient and common way to pay utility bills. You provide your banking details to the service provider, and the payment is automatically deducted from your account each month.

 

Online payment: Most utility providers offer the option to pay through their websites or mobile apps. This allows you to manage your bills and payments remotely and at any time.

 

Checks and cash: Although checks are gradually losing popularity, they are still used to pay utility bills in France. Cash payments are also possible, but only for small amounts.

 

Useful tips

Comparing providers: In France, there is competition among electricity and gas providers, allowing you to choose the most advantageous rates. Special sites, such as Selectra, can help you compare offers from various providers and choose the most suitable option.

Living in apartment buildings in France is regulated by several rules and norms that are important to know and follow.

 

Compliance with silence and order

Tenants must observe silence, especially at night (usually from 22:00 to 07:00). Loud music, noisy parties, and other sources of noise may result in complaints from neighbors and intervention by the management company.

 

Maintaining cleanliness

Tenants should keep common areas, such as corridors, stairs, and elevators, clean. This includes the proper use of garbage containers and adhering to waste disposal rules.

 

Use of common areas

Common areas, such as gardens, courtyards, or laundries, should be used according to established rules. For example, holding picnics or events in common areas may be restricted or prohibited without agreement from the management company.

 

Responsibilities of tenants

 

Home insurance

Tenants are required to have public liability insurance, which covers damage caused to third parties. This requirement also applies to apartment owners if they reside in the building.

 

Payment of utilities

Tenants are required to pay utilities on time, including water, electricity, and gas.

 

Maintenance and repair

Tenants must maintain their homes in proper condition and perform minor repairs. The responsibility for major repairs usually lies with the apartment owner or the management company.

 

Living features

 

Management company: Responsible for managing common areas and enforcing living rules. All tenants can participate in general meetings and express their opinions on house management issues.

 

Rent regulation: In some areas of France, rent control is in place, limiting the possibility of rent increases. Tenants can request a rent review if they believe it is too high.

 

Eviction procedure: The eviction process for tenants is regulated by law and requires compliance with certain formalities. Eviction can only be carried out by court order in the case of a breach of the rental agreement or insolvency.

The real estate market in France has a number of specific features and trends that are important to consider when planning a purchase or investment.

 

Decrease in housing prices

In recent years, there has been a general decrease in property prices. It is predicted that this trend will continue, especially in major cities such as Paris.

 

Impact of demographic factors

Demographic changes, such as the increase in population in urban areas and an aging population, significantly affect the demand for real estate. In major cities like Paris, Lyon, and Marseille, there is an increase in housing demand due to internal and international migration.

 

Interest in environmentally sustainable real estate

A significant trend is the growing interest in environmentally sustainable real estate. More and more buyers and investors are focusing on energy-efficient homes and buildings with a low carbon footprint. This is driven by both economic and environmental considerations.

 

Legislative changes and taxes

The French government introduces new taxes and restrictions for second-home owners and investors, which also affects the real estate market. The introduction of mandatory energy-efficient renovations for rental properties has led to an increase in sales, as some owners prefer to sell real estate rather than carry out costly renovations.

 

Specifics of purchasing real estate

 

Low interest rates

Historically low interest rates contribute to a high demand for mortgages, which supports activity in the real estate market. However, potential changes in interest rates could significantly affect loan accessibility and, consequently, market dynamics.

 

High demand for housing in tourist areas

France remains a popular tourist destination, which maintains high demand for real estate in tourist-attractive regions such as the French Riviera and Provence. However, investors must consider local laws and taxes, which may make such investments less profitable.

 

Forecasts

 

Sustained demand in cities

It is expected that housing demand in urban areas will remain high due to ongoing urbanization and infrastructure improvements. This will support the market even in the face of potential economic fluctuations.

 

Price decline in rural areas

In rural and less economically active areas, property prices may continue to fall due to lower demand and excess supply.

 

Impact of global events

Global events, such as geopolitical instability and pandemics, can significantly impact the real estate market, causing price fluctuations and changing investment strategies.

 

Overall, the real estate market in France is characterized by mixed trends, requiring a careful approach to investing and purchasing housing.

The cost of living in France varies depending on the region and the city in which you reside. Overall, France offers a wide range of options for different budgets.

 

Housing

 

Rent

Paris: Renting a one-bedroom apartment in the city center can cost from €1,200 to €2,500 per month; in the suburbs, the cost ranges from €800 to €1,500.

Other major cities (Lyon, Marseille, Toulouse): Renting a one-bedroom apartment in the city center costs from €600 to €1,200, while in the suburbs – from €400 to €800.

 

Purchase

The cost of purchasing housing also depends on the region. In Paris, the price per m² averages around €10,000 and above, while in provincial cities it can be significantly lower – around €3,000-€5,000 per m².

 

Utilities

Monthly utility costs (electricity, heating, water, garbage collection) for an 85 m² apartment are about €180-€200. The cost of the internet is around €40 per month.

 

Food

Food in France can be relatively expensive. The average cost of a grocery basket for one person is about €300-€400 per month.

Average prices for basic products:

Bread (1 loaf) – €1.90

Milk (1 liter) – €1.80

Eggs (12 pcs.) – €6.09

Chicken fillet (1 kg) – €8.00.

 

Transport

A monthly transport pass in major cities costs around €80-90.

The price of gasoline is about €1.70-€1.90 per liter.

Tickets for high-speed trains like TGV range from €25 to €100 depending on the route and booking time.

 

Entertainment and Leisure

Lunch at an inexpensive restaurant costs approximately €15, while dinner for two at a mid-range restaurant is around €60. A cinema ticket is about €10-€12.

Visits to museums and theaters can also vary, but many museums offer free entry on the first Sunday of the month.

 

Healthcare

The French healthcare system offers quality services. A consultation with a general practitioner costs about €25, most of which is covered by the state healthcare system. Additional private health insurance costs around €30-€100 per month.

 

Overall, the cost of living in France can be high, especially in major cities and tourist areas. However, with proper planning and budget management, it is possible to live comfortably in this country while enjoying its cultural and social benefits.

Housing Subsidies

CAF (Caisse d’Allocations Familiales)

- APL: Personalized housing assistance provided to low-income individuals to reduce rental costs. The subsidy amount depends on income, family composition, and housing location.

- ALS and ALF: Additional types of housing assistance, which also depend on income level and family status.

 

Environmental Subsidies

MaPrimeRénov: A program aimed at financing the energy renovation of housing, including the installation of solar panels, boiler replacement, and home insulation. Subsidies range from €4,000 to €10,000 depending on the type of work and family income.

Energy Savings Certificates: The program encourages the installation of energy-saving equipment by providing subsidies for home insulation and the installation of energy-efficient heating systems. The subsidy amounts depend on the type and effectiveness of the work.

 

Business Support

Loans and Tax Benefits

Bpifrance: A state investment bank that supports companies at all stages of their development. Loans, grants, and tax benefits are provided for startups, small, and medium enterprises.

Research Tax Credit: Tax benefits for companies investing in scientific research and development.

 

Support for Innovation and Ecology

Fund for Projects in Renewable Energy and Eco-technologies: Financing for the acquisition of equipment and innovative technologies aimed at improving energy efficiency and reducing environmental impact.

 

Social Support

 

Student Aid: The government provides financial assistance to students, including scholarships for tuition fees and subsidies for living expenses. These programs are available to students of all nationalities studying in France.

 

Social Benefits and Allowances

RSA: An allowance for low-income individuals aimed at supporting a minimum standard of living.

ASS: An allowance for unemployed individuals who have exhausted their rights to basic unemployment benefits.

 

For more detailed information and to submit applications, it is recommended to contact the relevant government bodies or use online portals such as CAF and Bpifrance.