Accommodation Ireland

Searching for rental accommodation

 

Online platforms:

- Daft.ie and Rent.ie are the most popular sites for finding rental accommodation.

- MyHome.ie also offers a wide range of real estate options.

- Facebook Marketplace and local groups on social networks can be useful for finding private listings.

 

Real estate agencies:

- Contacting licensed agencies can facilitate the search and rental process.

- Agencies often charge a commission, usually equivalent to one month's rent.

 

Long-term rental

Finding suitable accommodation: Use online platforms and agencies to find properties that meet your requirements for price, location, and conditions.

Document preparation:

   - References: Recommendations from previous landlords or employers.

   - Proof of income: Letter from employer or bank statements.

   - Identification: Passport or national ID.

Viewing the property: Arrange a viewing with the landlord or agent. It is important to personally inspect the property before signing the contract.

Application submission: Provide all necessary documents and fill out the application form.

Lease agreement:

   - Term: Usually from 6 to 12 months with the possibility of renewal.

   - Deposit: Usually equivalent to one month's rent and refundable upon departure, subject to the property's condition.

Registration with RTB: The landlord must register the lease agreement with the Residential Tenancies Board.

 

Short-term rental

- Airbnb and Booking.com: Popular platforms for short-term rental, from a few days to several weeks.

- Hostels and guesthouses: Suitable for very short stays and budget accommodation.

- Temporary rental services: Some agencies offer accommodation for periods from one to six months.

 

Useful resources

Residential Tenancies Board (RTB): (https://www.rtb.ie) — information about the rights and obligations of tenants and landlords.

Citizens Information: (https://www.citizensinformation.ie) — official information on various aspects of life in Ireland.

Threshold: (https://www.threshold.ie) — a charitable organization providing support to tenants.

Daft.ie: (https://www.daft.ie) — the main portal for finding rental accommodation.

Legal protection and relationship regulation

For tenants and landlords:

- Definition of rights and obligations: The lease agreement details the living conditions, rent amount, rental term, property usage rules, and other important aspects.

- Dispute protection: Having a written agreement helps prevent and resolve possible conflicts between tenant and landlord.

 

For buyers and sellers of real estate:

- Deal finalization: A purchase agreement legally secures the transfer of ownership from the seller to the buyer.

- Purchase conditions: The agreement specifies the price, terms, payment conditions, and other important transaction details.

- Legal security: The official document protects both parties from possible legal risks.

 

Proof of residence

A lease or purchase agreement serves as the primary proof of your place of residence. This is necessary for:

- Opening a bank account: Most banks require proof of address to open an account.

- Obtaining a unique identification number.

- Registration with government institutions: For access to medical services, social benefits, and other government programs.

- Obtaining a driver's license: Proof of address is required for replacing or obtaining Irish driver's licenses.

- Connecting utilities: Electricity, gas, water, internet, and phone services require proof of residence.

- Registering children in school: Schools usually request proof of address for enrollment.

 

Immigration and visa purposes

- Visa applications: Some types of visas and residence permits require proof of residence.

- Status renewal: When renewing a visa or resident status, a lease or purchase agreement may be required as proof of your place of residence.

- Meeting visa requirements: Some visas require suitable accommodation as a condition of stay in the country.

 

Taxation and Financial Issues

- Tax returns: A lease or purchase agreement may be required for the proper completion of tax documents.

- Obtaining tax benefits: Some tax credits and benefits are available based on your place of residence and housing status.

- Property insurance: To arrange housing insurance, insurance companies request proof of ownership or rental.

 

Employment

- Employer contracts: Some employers may require proof of address when arranging an employment contract.

- Receiving compensations and payments: Obtaining certain compensations and benefits may require proof of residence in a specific region.

 

Social and Medical Services

- Registration with a general practitioner: For access to healthcare services at your place of residence.

- Receiving social benefits: Access to certain social payments and programs may depend on your place of residence.

- Participation in local programs: Some municipal programs and initiatives are only available to residents of certain areas.

 

Other Situations

- Receiving parcels and correspondence: For registering a delivery address with postal services and online stores.

- Arranging subscriptions and memberships: Fitness clubs, libraries, and other organizations may require proof of address.

- Renting vehicles: Some car rental companies request proof of residence.

 

Useful Resources

Law Society of Ireland: (https://www.lawsociety.ie) — search for qualified lawyers for real estate consultations.

Revenue Commissioners: (https://www.revenue.ie) — information on taxes and obligations.

In Ireland, rental housing can be represented in three main options:

- Fully furnished: Housing equipped with all necessary furniture and appliances, including beds, wardrobes, tables, chairs, kitchen equipment, and sometimes even dishes. This option is especially popular among students, expats, and those planning a short-term stay.

- Partially furnished: Such housing has basic furniture, such as kitchen cabinets and built-in wardrobes, but lacks soft furniture, beds, or appliances. This option is suitable for those who have their own furniture or plan to purchase it themselves.

 

- Unfurnished: Housing is provided without furniture and appliances, except for a built-in kitchen and plumbing. This option is more common for long-term rentals and is suitable for those who want to fully furnish their home to their taste.

 

When looking for housing, it is important to specify the level of furnishing in each specific case, as this affects the rental cost and additional expenses for setup.

 

Competition Among Tenants

The rental housing market in Ireland, especially in major cities like Dublin, is characterized by a high level of competition. The main reasons for this phenomenon are:

- Limited supply: The number of available housing does not meet the growing demand, leading to a shortage in the rental market.

- High demand: The influx of students, specialists, and immigrants increases the need for rental housing.

 

As a result, tenants face a number of challenges:

- Fast disappearance of listings: Popular properties may be rented out within hours of posting.

- Multiple applications: Several dozen people may apply for the same housing, increasing landlord requirements for candidates.

- Increased requirements: Landlords may request additional documents, such as recommendations from previous landlords, proof of income, and credit history.

 

For a successful rental in a highly competitive environment, it is recommended to:

- Prepare all necessary documents in advance.

- Quickly respond to new listings and schedule viewings.

- Be ready to make prompt decisions and sign the contract.

Preparation and Planning

- Assessing financial capabilities: Determine your budget, considering not only the cost of the property but also related expenses such as taxes, legal fees, and potential repair work.

 

Real Estate Search

- Online Platforms: Use popular Irish websites for real estate search, such as Daft.ie and MyHome.ie, to get acquainted with available options.

- Real Estate Agencies: Contact licensed agents who will help select properties that match your requirements and budget.

 

Property Viewing and Selection

- Viewings: Schedule visits to selected properties to assess their condition, location, and how well they meet your expectations.

- Document Verification: Ensure that the property has all the necessary permits and complies with building regulations.

 

Features for Foreign Buyers

Foreign citizens have the right to acquire property in Ireland without special restrictions. However, it is recommended to:

- Check visa and immigration requirements: Owning property does not guarantee the right to reside in the country.

- Consult with local specialists: Contact lawyers and tax consultants to understand all the nuances and obligations related to property purchase.

In Ireland, property insurance is not legally required for all owners. However, there are situations where insurance becomes necessary:

- Mortgage Lending: If you purchase property using a mortgage, most lenders require mandatory insurance against risks such as fire or significant damage. This condition aims to protect the interests of both the bank and the borrower.

- Personal Preferences: Even in the absence of a legal requirement, many property owners in Ireland prefer to insure their assets to protect against potential risks, including natural disasters, theft, or vandalism.

Electricity Supply

 

Providers: There are several electricity providers in Ireland, such as Electric Ireland, Bord Gáis Energy, and others. Consumers have the option to choose their provider and tariff plan, which allows them to optimize expenses.

 

Meters: Most homes have either standard or dual-rate meters. Dual-rate meters allow you to pay different rates depending on the time of day.

 

Payment: Electricity bills are usually issued monthly or bimonthly. Payments can be made online, via bank transfer, or at post offices.

 

Gas Supply

 

Providers: The main natural gas provider is Bord Gáis Energy, but there are other companies offering gas supply services.

 

Meters: As with electricity, meters are used to record gas consumption.

 

Payment: Gas bills are usually issued every two months. Payment methods are similar to those for electricity bills.

 

Water Supply

 

Provider: Irish Water is the national provider of water supply and waste water services.

 

Payment: Regular charges for household water usage have been abolished in Ireland since 2017. However, additional charges may apply if usage exceeds a certain limit.

 

Waste Collection

Providers: Waste collection services are provided by private companies such as Panda, Greyhound, and others.

Payment: There are several payment models:

  - Pay by weight: Payment depends on the weight of the waste disposed of.

  - Pay by volume: Payment depends on the container's volume.

  - Fixed charge: A monthly or annual fixed amount.

- Sorting: Sorting of waste into recyclable, organic, and non-recyclable is mandatory.

 

Internet and Television

 

Providers: Eir, Virgin Media, Sky, and others.

 

Payment: Bills are issued monthly. Many companies offer package deals that include internet, television, and phone services.

 

Telephone Services

 

Mobile Services: The main operators are Vodafone, Three, Eir, and others. Both prepaid and postpaid tariffs are available.

 

Landline Services: Less popular but still available through the same providers as internet services.

 

Payment Methods

 

Direct Debit: Automatic withdrawal of funds from a bank account.

 

Online payment: Through service providers' websites or internet banking.

 

Payment at post office branches: Payment can be made in cash or by card.

Living in apartment buildings in Ireland is regulated by a combination of national legislation and internal rules set by management companies or residents' associations.

Legislative norms

In Ireland, the relationship between tenants and landlords is regulated by legislation that establishes the rights and responsibilities of both parties, including issues of rent, deposits, repairs, and evictions.

Internal rules of the complex

Many apartment buildings are managed by management companies or residents' associations that set their own rules. These rules may include:

- Noise: Restrictions on noise levels during certain hours, typically from 22:00 to 07:00.

- Pets: Permission or prohibition of pets, as well as the conditions for keeping them.

- Use of common areas: Rules for the use of elevators, corridors, parking, and other common areas.

- Repair work: Restrictions on conducting repairs or construction work on certain days and hours.

- Security: Requirements for using security systems such as intercoms, surveillance cameras, and locks.

Rules are usually provided to residents upon moving in and are mandatory to follow.

Residents of apartment buildings are obligated to:

- Comply with the terms of the lease or purchase agreement.

- Maintain cleanliness and order in their apartment and common areas.

- Timely pay utility bills and fees for the upkeep of common areas.

- Respect the rights of neighbors and avoid causing inconvenience.

- Report any damages or malfunctions in common areas to the management company.

Residents have the right to:

- Live in safe and suitable conditions.

- Receive timely repairs and maintenance of common systems and areas.

- Participate in residents' association meetings and express their opinions on home management issues.

- Contact the appropriate authorities if their rights are violated.

In case of disputes between residents or between a resident and the management company, it is recommended to:

- Discuss the issue directly with the other party to seek a peaceful resolution.

 

- Approach the residents' association or management company for mediation.

- If necessary, file a complaint with the Residential Tenancies Board (RTB) or other relevant authorities.

The real estate market in Ireland is characterized by high demand and limited supply. Rapid economic growth and population increase have led to a shortage of affordable housing, especially in major cities such as Dublin, Cork, and Galway.

 

Property prices and trends

- Price growth: In recent years, there has been a significant rise in home prices for both purchase and rental.

- Regional differences: Property prices in Dublin are significantly higher than in other regions of the country.

- Investment attractiveness: Ireland attracts foreign investors, which also influences price increases.

 

Rental market

- High demand: There is a lot of competition for rental housing, especially in cities.

- Rental rates: Rental prices are constantly rising due to limited supply.

- Legal protection for tenants: Legislation provides certain rights and protections for tenants, including control over rent increases.

 

Types of housing

- Apartments: Common in cities, ranging from studios to multi-room units.

- Terraced houses: Often found in suburbs and offer more space.

- Rural cottages: Popular in the countryside, suitable for those seeking tranquility.

 

To provide current data on the Irish real estate market, below are the main indicators by region. Note that figures may change, so it is recommended to check the most recent information on official websites and with local real estate agencies.

Average housing prices by region

Dublin

Average house price: around €400,000 - €500,000.

Average apartment price: approximately €300,000 - €400,000.

Cork

Average house price: around €300,000 - €350,000.

Average apartment price: approximately €250,000 - €300,000.

Galway

Average house price: around €280,000 - €330,000.

Average apartment price: approximately €220,000 - €270,000.

Limerick

Average house price: around €250,000 - €300,000.

Average apartment price: approximately €200,000 - €250,000.

Other regions:

Average house price: varying from €200,000 to €250,000.

Average apartment price: from €150,000 to €200,000.

Rental market

Dublin

One-bedroom apartment: €1,500 - €1,800 per month.

Two-bedroom apartment: €1,800 - €2,200 per month.

Cork

One-bedroom apartment: €1,200 - €1,400 per month.

Two-bedroom apartment: €1,400 - €1,700 per month.

Galway

One-bedroom apartment: €1,000 - €1,300 per month.

Two-bedroom apartment: €1,200 - €1,500 per month.

Limerick

One-bedroom apartment: €900 - €1,100 per month.

Two-bedroom apartment: €1,100 - €1,400 per month.

Other regions

One-bedroom apartment: from €800 per month.

Two-bedroom apartment: from €1,000 per month.

Housing affordability

Supply shortage: In major cities, especially Dublin, high demand exceeds supply, leading to rising prices.

New housing construction: The government plans to increase annual construction to 33,000 units to meet demand.

Commercial real estate market

Dublin

Class A office rent: €55 - €65 per square meter per year; office vacancy rate: about 8-10%.

Cork and Galway:

Rent rate: €35 - €45 per square meter per year; vacancy rate: approximately 12-15%.

Useful resources

Central Statistics Office (CSO): www.cso.ie — official statistics on prices and the real estate market.

Daft.ie and MyHome.ie: Regular reports and housing market analysis.

Ireland is known for its high standard of living and correspondingly significant living expenses.

 

Overall cost of living overview

- High spending level: Ireland is among the most expensive countries in Europe for living standards.

- Regional differences: The cost of living in Dublin is significantly higher than in other cities and especially in rural areas.

 

Utilities

- Electricity, heating, water, and waste disposal:

  - Average monthly bill: €150 - €250 for a medium-sized apartment.

- Internet and mobile communication:

  - Internet (unlimited, high speed): €40 - €60 per month.

  - Mobile communication: tariffs from €20 per month with included minutes and data.

 

Food and dining out

Grocery basket

- Monthly expenses for one person: €250 - €350.

- Price examples:

  - Milk (1 liter): €1.00 - €1.20.

  - Bread (500g): €1.20 - €2.00.

  - Eggs (12 pcs): €2.50 - €3.00.

  - Chicken fillet (1 kg): €7.00 - €9.00.

  - Apples (1 kg): €2.00 - €3.00.

 

Restaurants and cafés

- Lunch in an inexpensive restaurant: €15 - €20.

- Dinner for two in a mid-range restaurant: €60 - €80.

- Cappuccino: €3.00 - €4.00.

- Bottle of beer (0.5 l) in a pub: €5.00 - €6.50.

 

Transport

Public transport

- Dublin:

  - Monthly travel pass: €140 - €155.

  - Single ticket: €2.50 - €3.80.

- Other cities:

  - Monthly travel pass: €80 - €100.

  - Single ticket: €2.00 - €3.00.

 

Car

- Petrol (1 liter): €1.60 - €1.80.

- Diesel fuel (1 liter): €1.50 - €1.70.

- Car insurance: €600 - €1,500 per year (depending on age, driving experience, and type of car).

- Vehicle tax: €200 - €750 per year (depends on CO2 emissions).

 

Healthcare

- Public healthcare:

  - GP visit: €50 - €60 per visit.

  - Specialist visit: €100 - €150.

- Medical card: Provides free or reduced services for low-income individuals.

- Private health insurance: Average cost: €1,000 - €2,000 per year per person.

 

Education

Public schools

- Primary and secondary education: Free, but small contributions for school needs may apply.

- Higher education: University registration fee: about €3,000 per year; accommodation and study materials: additional costs.

 

Private schools and kindergartens

- Kindergartens: €800 - €1,200 per month.

- Schools: €5,000 - €10,000 per year.

 

Taxes

Income tax:

  - 20% on income up to €40,000 (for single individuals).

  - 40% on amounts over €40,000.

Social contributions:

  - PRSI: about 4%.

  - USC: graduated scale from 0.5% to 8% depending on income.

 

Other Expenses

Clothing and Footwear

- Jeans (Levi's or similar): €60 - €100.

- Summer dress at a chain store: €30 - €60.

- Nike or Adidas sneakers: €80 - €120.

 

Entertainment and Sports

- Gym membership: €40 - €70 per month.

- Cinema ticket: €10 - €15.

- Visit to a museum or gallery: €5 - €15.

 

Average Salary

- Average net salary after taxes:

  - Nationwide: €2,500 - €3,500 per month.

  - In IT and other high-paying sectors: €4,000 - €6,000 per month.

 

Comparison of Cost of Living by Region

Dublin: The highest level of expenses, especially for housing and transport.

Cork and Galway: Expenses are 10-20% lower than in Dublin.

Limerick and Waterford: Even lower cost of living.

Rural areas: Significantly lower expenses, but limited employment and entertainment opportunities.

"Help to Buy" Program

 

This initiative is intended for first-time home buyers. The program allows for a refund of up to €30,000 of previously paid taxes, which can be used as a down payment for purchasing a new house or apartment. The program's duration has recently been extended until December 31, 2029.

 

"Affordable Housing" Program

 

The goal of this program is to help low- and middle-income families purchase their own homes at a price below market value. Local authorities provide subsidies or land plots for building affordable housing. As part of this initiative, there is also the "Cost Rental" scheme, offering rental housing at cost price, which is significantly below market rates.

 

"First Home Scheme"

 

This scheme provides government support in the form of equity participation for first-time home buyers. The state and banks jointly finance part of the housing cost, reducing the financial burden on the buyer.

 

"Croí Cónaithe" Program

 

Aimed at the restoration of vacant or derelict homes, especially in rural areas and on islands. Owners of such properties can receive grants of up to €84,000 for renovation, provided that the renovated home becomes their main residence.

 

"Rental Accommodation Scheme"

 

This initiative is designed for low-income tenants who are on the waiting list for social housing. Local authorities enter agreements with private landlords to ensure stable rentals for families in need.

 

"Housing Assistance Payment"

 

HAP provides financial assistance to low-income tenants, allowing them to rent housing on the private market. The government pays part of the rent directly to the landlord, with the remaining amount paid by the tenant.

 

"Local Authority Home Loan"

 

This program offers low-interest mortgage loans to individuals with low or moderate income who cannot obtain loans from commercial banks. Loans are provided by local authorities for buying or building housing.

 

"Mortgage Interest Supplement"

 

Provides temporary financial assistance for paying mortgage interest to those experiencing difficulties with payments due to reduced income.

 

For detailed information and to check eligibility for each program, it is recommended to contact local authorities or visit the official website of the Government of Ireland.